Short Term Health Insurance

What Is Short Term Health Insurance?

Short term health insurance provide fast and flexible health coverage for a temporary time. You can typically be covered as early as the next day after you apply in many cases.  Short Term or Temporary health insurance can be purchased at any time. This is different from Affordable Care Act (ACA) coverage, also known as Obamacare, which you can buy only during Open Enrollment each year or during a qualified Special Enrollment time. Yes, in many cases, you can cover spouses and dependents with Short Term insurance. Be aware that Short Term medical insurance typically does not cover preexisting medical conditions.