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Homeowners Insurance - North Carolina

Home Insurance for North Carolina Homeowners

Home insurance protects against disasters and unforeseen events. A standard insurance policy insures the structure and the property you care for. Homeowners insurance is purchased as a package insurance plan. Your loan or financial institution will require insurance coverage.

Home Insurance may provide coverage for many situations including:

  • Damage or replacement due to fire or natural disasters
  • Windstorm or hail
  • Water Damage (pipes, leaky roofs, floods)
  • Fire and smoke
  • Liability protects from suits due to injury to a guest in your home
  • Reimbursement for losses or repairs due to theft or vandalism

Start Saving on your Home Insurance

Home Insurance Discounts that can help you save:

  • Bundled (combined) Home and Car Insurance
  • Bundled (combined) Renters and Car Insurance
  • Safety devices and Alarm Systems
  • New Purchase or New home construction
  • Loyalty discounts

Talk to one of our agents to see how you can save on your homeowners insurance.

Homeowners Insurance - Wilmington NC
Home Insurance - Wilmington NC - Asheville NC

Homeowners protection from disasters and unforeseen events

Homeowners Insurance addresses damage to you and your home and liability concerns for injuries and property damage you or people in your household cause to visitors. Damage due to natural disasters may be covered, but there are exceptions. The most noteworthy would be damages brought on by floods and earthquakes. Individual coverages for flood & earthquake insurance may be added.

Whether you’re looking for home insurance in Wilmington, Leland or the greater Carolinas, we can help you find affordable coverage.

North Carolina Guide to Homeowners Insurance

Ways to save on your Homeowners Insurance

Frequently Asked Questions

Multi-policy discounts allow you to save when you bundle home and auto policies.

Receive a discount on a newly constructed home or if you're a new homebuyer.

Discounts may be available for home with security systems, smoke detectors, fire extinguishers, water shut-off devices, and exterior door deadbolts.

Home Insurance companies may give you a discount if you are with them for 5 or more years.

Home Insurance Discounts - North Carolina